Call report 2015Q4
BNC NATIONAL BANK — 2015Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 903,318,000 | USD | evidence → |
| Total loans | 430,348,000 | USD | evidence → |
| Allowance for loan losses | 8,611,000 | USD | evidence → |
| Securities available for sale | 419,346,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 785,300,000 | USD | evidence → |
| Interest-bearing deposits | 616,987,000 | USD | evidence → |
| Noninterest-bearing deposits | 168,313,000 | USD | evidence → |
| Equity capital | 87,862,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,932,000 | USD | evidence → |
| Interest expense | 2,186,000 | USD | evidence → |
| Net interest income | 25,746,000 | USD | evidence → |
| Noninterest income | 23,488,000 | USD | evidence → |
| Noninterest expense | 36,791,000 | USD | evidence → |
| Provision for loan losses | -400,000 | USD | evidence → |
| Pretax income | 14,498,000 | USD | evidence → |
| Income tax | 4,275,000 | USD | evidence → |
| Net income | 10,223,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,187,000 | USD | evidence → |
| Total capital | 89,178,000 | USD | evidence → |
| Risk-weighted assets | 476,623,000 | USD | evidence → |