Call report 2014Q4
BNC NATIONAL BANK — 2014Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 933,532,000 | USD | evidence → |
| Total loans | 407,898,000 | USD | evidence → |
| Allowance for loan losses | 8,601,000 | USD | evidence → |
| Securities available for sale | 449,333,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 817,423,000 | USD | evidence → |
| Interest-bearing deposits | 629,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 187,445,000 | USD | evidence → |
| Equity capital | 91,882,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,272,000 | USD | evidence → |
| Interest expense | 2,458,000 | USD | evidence → |
| Net interest income | 26,814,000 | USD | evidence → |
| Noninterest income | 20,613,000 | USD | evidence → |
| Noninterest expense | 33,588,000 | USD | evidence → |
| Provision for loan losses | -800,000 | USD | evidence → |
| Pretax income | 14,692,000 | USD | evidence → |
| Income tax | 4,758,000 | USD | evidence → |
| Net income | 9,934,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,107,000 | USD | evidence → |
| Total capital | 91,967,000 | USD | evidence → |
| Risk-weighted assets | 466,060,000 | USD | evidence → |