Call report 2008Q4
BNC NATIONAL BANK — 2008Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 861,403,000 | USD | evidence → |
| Total loans | 584,739,000 | USD | evidence → |
| Allowance for loan losses | 8,751,000 | USD | evidence → |
| Securities available for sale | 209,857,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 677,087,000 | USD | evidence → |
| Interest-bearing deposits | 608,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,979,000 | USD | evidence → |
| Equity capital | 75,828,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,027,000 | USD | evidence → |
| Interest expense | 17,556,000 | USD | evidence → |
| Net interest income | 28,471,000 | USD | evidence → |
| Noninterest income | 10,107,000 | USD | evidence → |
| Noninterest expense | 26,099,000 | USD | evidence → |
| Provision for loan losses | 7,750,000 | USD | evidence → |
| Pretax income | 4,976,000 | USD | evidence → |
| Income tax | 1,419,000 | USD | evidence → |
| Net income | 3,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,368,000 | USD | evidence → |
| Total capital | 87,956,000 | USD | evidence → |
| Risk-weighted assets | 686,853,000 | USD | evidence → |