Call report 2007Q4
BNC NATIONAL BANK — 2007Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 699,030,000 | USD | evidence → |
| Total loans | 521,913,000 | USD | evidence → |
| Allowance for loan losses | 6,599,000 | USD | evidence → |
| Securities available for sale | 122,899,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 544,045,000 | USD | evidence → |
| Interest-bearing deposits | 470,600,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,445,000 | USD | evidence → |
| Equity capital | 82,556,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,241,000 | USD | evidence → |
| Interest expense | 19,888,000 | USD | evidence → |
| Net interest income | 24,353,000 | USD | evidence → |
| Noninterest income | 7,004,000 | USD | evidence → |
| Noninterest expense | 24,541,000 | USD | evidence → |
| Provision for loan losses | 3,750,000 | USD | evidence → |
| Pretax income | -211,000 | USD | evidence → |
| Income tax | -594,000 | USD | evidence → |
| Net income | 5,234,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,641,000 | USD | evidence → |
| Total capital | 87,240,000 | USD | evidence → |
| Risk-weighted assets | 611,985,000 | USD | evidence → |