Call report 2005Q4
BNC NATIONAL BANK — 2005Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 740,024,000 | USD | evidence → |
| Total loans | 411,970,000 | USD | evidence → |
| Allowance for loan losses | 3,188,000 | USD | evidence → |
| Securities available for sale | 227,185,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 550,405,000 | USD | evidence → |
| Interest-bearing deposits | 477,403,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,002,000 | USD | evidence → |
| Equity capital | 76,846,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,264,000 | USD | evidence → |
| Interest expense | 17,260,000 | USD | evidence → |
| Net interest income | 20,004,000 | USD | evidence → |
| Noninterest income | 24,863,000 | USD | evidence → |
| Noninterest expense | 36,447,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 8,103,000 | USD | evidence → |
| Income tax | 2,330,000 | USD | evidence → |
| Net income | 5,773,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,737,000 | USD | evidence → |
| Total capital | 52,925,000 | USD | evidence → |
| Risk-weighted assets | 496,070,000 | USD | evidence → |