Call report 2004Q4
BNC NATIONAL BANK — 2004Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 672,868,000 | USD | evidence → |
| Total loans | 354,011,000 | USD | evidence → |
| Allowance for loan losses | 3,335,000 | USD | evidence → |
| Securities available for sale | 235,916,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 458,211,000 | USD | evidence → |
| Interest-bearing deposits | 394,747,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,464,000 | USD | evidence → |
| Equity capital | 72,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,159,000 | USD | evidence → |
| Interest expense | 11,982,000 | USD | evidence → |
| Net interest income | 18,177,000 | USD | evidence → |
| Noninterest income | 23,120,000 | USD | evidence → |
| Noninterest expense | 34,251,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 7,140,000 | USD | evidence → |
| Income tax | 2,033,000 | USD | evidence → |
| Net income | 5,107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,115,000 | USD | evidence → |
| Total capital | 46,450,000 | USD | evidence → |
| Risk-weighted assets | 448,312,000 | USD | evidence → |