Call report 2003Q4
BNC NATIONAL BANK — 2003Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 620,872,000 | USD | evidence → |
| Total loans | 283,555,000 | USD | evidence → |
| Allowance for loan losses | 4,763,000 | USD | evidence → |
| Securities available for sale | 262,568,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 398,920,000 | USD | evidence → |
| Interest-bearing deposits | 354,114,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,806,000 | USD | evidence → |
| Equity capital | 67,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,643,000 | USD | evidence → |
| Interest expense | 13,199,000 | USD | evidence → |
| Net interest income | 15,444,000 | USD | evidence → |
| Noninterest income | 19,645,000 | USD | evidence → |
| Noninterest expense | 26,714,000 | USD | evidence → |
| Provision for loan losses | 1,475,000 | USD | evidence → |
| Pretax income | 7,867,000 | USD | evidence → |
| Income tax | 2,542,000 | USD | evidence → |
| Net income | 5,325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,311,000 | USD | evidence → |
| Total capital | 48,074,000 | USD | evidence → |
| Risk-weighted assets | 403,251,000 | USD | evidence → |