Call reports 2025
STATE BANK OF GENEVA, THE — 2025
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 116,984,000 | 120,376,000 | 119,940,000 | 122,180,000 |
| Total loans | 71,619,000 | 73,305,000 | 75,227,000 | 78,936,000 |
| Allowance for loan losses | 1,367,000 | 1,322,000 | 1,567,000 | 1,567,000 |
| Securities available for sale | 22,928,000 | 22,900,000 | 22,878,000 | 22,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,903,000 | 104,837,000 | 104,075,000 | 106,049,000 |
| Interest-bearing deposits | 68,850,000 | 74,252,000 | 72,480,000 | 72,736,000 |
| Noninterest-bearing deposits | 33,053,000 | 30,585,000 | 31,595,000 | 33,313,000 |
| Equity capital | 11,789,000 | 12,146,000 | 12,501,000 | 12,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,732,000 | 4,197,000 | 5,703,000 |
| Interest expense | 431,000 | 898,000 | 1,380,000 | 1,858,000 |
| Net interest income | 874,000 | 1,834,000 | 2,817,000 | 3,845,000 |
| Noninterest income | 299,000 | 637,000 | 937,000 | 1,231,000 |
| Noninterest expense | 1,079,000 | 2,180,000 | 3,236,000 | 4,317,000 |
| Provision for loan losses | 0 | -44,000 | -44,000 | -44,000 |
| Pretax income | 94,000 | 291,000 | 518,000 | 759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 291,000 | 518,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,790,000 | 13,930,000 | 14,076,000 | 14,116,000 |
| Total capital | 14,700,000 | 14,858,000 | 15,033,000 | 15,115,000 |
| Risk-weighted assets | 72,359,000 | 73,798,000 | 75,884,000 | 79,292,000 |