Call reports 2024
STATE BANK OF GENEVA, THE — 2024
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 107,952,000 | 107,649,000 | 112,104,000 | 110,905,000 |
| Total loans | 66,141,000 | 67,651,000 | 69,073,000 | 70,873,000 |
| Allowance for loan losses | 1,367,000 | 1,367,000 | 1,367,000 | 1,367,000 |
| Securities available for sale | 23,127,000 | 22,934,000 | 23,422,000 | 22,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,050,000 | 93,372,000 | 96,836,000 | 96,155,000 |
| Interest-bearing deposits | 62,122,000 | 63,787,000 | 65,938,000 | 64,400,000 |
| Noninterest-bearing deposits | 31,928,000 | 29,585,000 | 30,898,000 | 31,755,000 |
| Equity capital | 10,598,000 | 10,917,000 | 11,971,000 | 11,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,588,000 | 3,918,000 | 5,288,000 |
| Interest expense | 321,000 | 672,000 | 1,042,000 | 1,440,000 |
| Net interest income | 935,000 | 1,916,000 | 2,876,000 | 3,848,000 |
| Noninterest income | 336,000 | 644,000 | 1,059,000 | 1,342,000 |
| Noninterest expense | 987,000 | 1,979,000 | 3,004,000 | 4,078,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 581,000 | 931,000 | 1,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 581,000 | 931,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,256,000 | 13,553,000 | 13,904,000 | 13,723,000 |
| Total capital | 14,102,000 | 14,424,000 | 14,788,000 | 14,626,000 |
| Risk-weighted assets | 67,161,000 | 69,146,000 | 70,256,000 | 71,785,000 |