Call reports 2022
STATE BANK OF GENEVA, THE — 2022
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 112,324,000 | 108,910,000 | 109,914,000 | 109,133,000 |
| Total loans | 58,300,000 | 60,959,000 | 62,928,000 | 62,793,000 |
| Allowance for loan losses | 998,000 | 998,000 | 1,127,000 | 1,012,000 |
| Securities available for sale | 26,750,000 | 25,191,000 | 23,787,000 | 23,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,006,000 | 100,297,000 | 101,900,000 | 100,597,000 |
| Interest-bearing deposits | 65,472,000 | 66,321,000 | 64,215,000 | 61,855,000 |
| Noninterest-bearing deposits | 34,534,000 | 33,976,000 | 37,685,000 | 38,742,000 |
| Equity capital | 9,023,000 | 8,369,000 | 7,817,000 | 8,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,761,000 | 2,779,000 | 3,923,000 |
| Interest expense | 40,000 | 74,000 | 116,000 | 184,000 |
| Net interest income | 822,000 | 1,687,000 | 2,663,000 | 3,739,000 |
| Noninterest income | 254,000 | 528,000 | 877,000 | 1,243,000 |
| Noninterest expense | 866,000 | 1,703,000 | 2,531,000 | 3,439,000 |
| Provision for loan losses | 0 | 0 | 76,000 | 256,000 |
| Pretax income | 210,000 | 512,000 | 933,000 | 1,287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 512,000 | 933,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,654,000 | 10,955,000 | 11,377,000 | 11,731,000 |
| Total capital | 11,403,000 | 11,738,000 | 12,174,000 | 12,528,000 |
| Risk-weighted assets | 59,669,000 | 62,432,000 | 63,432,000 | 63,564,000 |