Call reports 2021
STATE BANK OF GENEVA, THE — 2021
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 106,077,000 | 110,750,000 | 110,869,000 | 108,683,000 |
| Total loans | 58,248,000 | 60,515,000 | 57,644,000 | 57,675,000 |
| Allowance for loan losses | 1,000,000 | 998,000 | 998,000 | 998,000 |
| Securities available for sale | 21,364,000 | 25,537,000 | 28,438,000 | 28,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,106,000 | 97,101,000 | 97,278,000 | 95,066,000 |
| Interest-bearing deposits | 64,202,000 | 63,575,000 | 65,175,000 | 64,530,000 |
| Noninterest-bearing deposits | 32,904,000 | 33,526,000 | 32,103,000 | 30,536,000 |
| Equity capital | 8,663,000 | 10,188,000 | 10,194,000 | 10,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,701,000 | 2,544,000 | 3,390,000 |
| Interest expense | 71,000 | 136,000 | 193,000 | 239,000 |
| Net interest income | 705,000 | 1,565,000 | 2,351,000 | 3,151,000 |
| Noninterest income | 249,000 | 1,507,000 | 1,759,000 | 2,017,000 |
| Noninterest expense | 792,000 | 1,617,000 | 2,450,000 | 3,258,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 1,488,000 | 1,693,000 | 1,944,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 1,488,000 | 1,693,000 | 1,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,661,000 | 9,988,000 | 10,193,000 | 10,444,000 |
| Total capital | 9,406,000 | 10,731,000 | 10,950,000 | 11,224,000 |
| Risk-weighted assets | 59,320,000 | 59,148,000 | 60,303,000 | 62,165,000 |