Call reports 2020
STATE BANK OF GENEVA, THE — 2020
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,589,000 | 93,335,000 | 96,592,000 | 96,618,000 |
| Total loans | 51,639,000 | 56,684,000 | 56,346,000 | 56,368,000 |
| Allowance for loan losses | 849,000 | 849,000 | 969,000 | 1,000,000 |
| Securities available for sale | 9,782,000 | 9,567,000 | 10,851,000 | 11,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,897,000 | 84,200,000 | 87,446,000 | 87,401,000 |
| Interest-bearing deposits | 57,117,000 | 59,356,000 | 61,848,000 | 60,948,000 |
| Noninterest-bearing deposits | 18,780,000 | 24,844,000 | 25,598,000 | 26,453,000 |
| Equity capital | 8,368,000 | 8,620,000 | 8,748,000 | 8,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,571,000 | 2,422,000 | 3,238,000 |
| Interest expense | 104,000 | 202,000 | 295,000 | 377,000 |
| Net interest income | 704,000 | 1,369,000 | 2,127,000 | 2,861,000 |
| Noninterest income | 208,000 | 409,000 | 637,000 | 875,000 |
| Noninterest expense | 801,000 | 1,559,000 | 2,328,000 | 3,113,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 151,000 |
| Pretax income | 111,000 | 219,000 | 316,000 | 472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 219,000 | 316,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,138,000 | 8,246,000 | 8,344,000 | 8,499,000 |
| Total capital | 8,843,000 | 8,936,000 | 9,056,000 | 9,226,000 |
| Risk-weighted assets | 56,221,000 | 55,001,000 | 56,692,000 | 57,847,000 |