Call reports 2019
STATE BANK OF GENEVA, THE — 2019
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,387,000 | 76,946,000 | 80,285,000 | 82,660,000 |
| Total loans | 46,622,000 | 47,757,000 | 47,414,000 | 49,112,000 |
| Allowance for loan losses | 944,000 | 944,000 | 944,000 | 849,000 |
| Securities available for sale | 16,167,000 | 14,022,000 | 13,283,000 | 11,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,502,000 | 68,849,000 | 72,017,000 | 74,305,000 |
| Interest-bearing deposits | 52,365,000 | 50,553,000 | 53,673,000 | 55,441,000 |
| Noninterest-bearing deposits | 19,137,000 | 18,296,000 | 18,344,000 | 18,864,000 |
| Equity capital | 7,592,000 | 7,860,000 | 8,038,000 | 8,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,517,000 | 2,298,000 | 3,077,000 |
| Interest expense | 84,000 | 176,000 | 275,000 | 378,000 |
| Net interest income | 680,000 | 1,341,000 | 2,023,000 | 2,699,000 |
| Noninterest income | 154,000 | 345,000 | 558,000 | 743,000 |
| Noninterest expense | 800,000 | 1,579,000 | 2,372,000 | 3,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 107,000 | 209,000 | 303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 107,000 | 209,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,859,000 | 7,931,000 | 8,034,000 | 8,127,000 |
| Total capital | 8,528,000 | 8,602,000 | 8,693,000 | 8,801,000 |
| Risk-weighted assets | 53,210,000 | 53,380,000 | 52,410,000 | 53,719,000 |