Call reports 2016
STATE BANK OF GENEVA, THE — 2016
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,038,000 | 87,331,000 | 86,969,000 | 86,013,000 |
| Total loans | 42,554,000 | 42,230,000 | 41,069,000 | 39,832,000 |
| Allowance for loan losses | 883,000 | 883,000 | 883,000 | 958,000 |
| Securities available for sale | 23,691,000 | 24,192,000 | 26,104,000 | 25,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,749,000 | 78,743,000 | 78,626,000 | 78,568,000 |
| Interest-bearing deposits | 59,683,000 | 58,383,000 | 59,513,000 | 58,626,000 |
| Noninterest-bearing deposits | 18,066,000 | 20,360,000 | 19,113,000 | 19,942,000 |
| Equity capital | 8,035,000 | 8,220,000 | 8,014,000 | 7,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,211,000 | 1,804,000 | 2,388,000 |
| Interest expense | 62,000 | 119,000 | 175,000 | 230,000 |
| Net interest income | 544,000 | 1,092,000 | 1,629,000 | 2,158,000 |
| Noninterest income | 216,000 | 416,000 | 632,000 | 795,000 |
| Noninterest expense | 872,000 | 1,703,000 | 2,544,000 | 3,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -81,000 | -155,000 | -243,000 | -416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -34,000 | -108,000 | -243,000 | -416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,033,000 | 7,960,000 | 7,824,000 | 7,651,000 |
| Total capital | 8,683,000 | 8,610,000 | 8,446,000 | 8,267,000 |
| Risk-weighted assets | 51,784,000 | 51,774,000 | 49,476,000 | 48,935,000 |