Call reports 2015
STATE BANK OF GENEVA, THE — 2015
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,364,000 | 85,211,000 | 83,363,000 | 86,503,000 |
| Total loans | 43,662,000 | 47,498,000 | 46,290,000 | 45,208,000 |
| Allowance for loan losses | 777,000 | 777,000 | 781,000 | 930,000 |
| Securities available for sale | 21,872,000 | 20,611,000 | 19,351,000 | 21,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,605,000 | 77,237,000 | 74,747,000 | 78,495,000 |
| Interest-bearing deposits | 59,407,000 | 58,029,000 | 57,480,000 | 59,193,000 |
| Noninterest-bearing deposits | 17,198,000 | 19,208,000 | 17,267,000 | 19,302,000 |
| Equity capital | 7,547,000 | 7,645,000 | 8,370,000 | 7,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,234,000 | 1,847,000 | 2,454,000 |
| Interest expense | 64,000 | 124,000 | 186,000 | 253,000 |
| Net interest income | 524,000 | 1,110,000 | 1,661,000 | 2,201,000 |
| Noninterest income | 179,000 | 698,000 | 476,000 | 619,000 |
| Noninterest expense | 704,000 | 1,452,000 | 2,171,000 | 2,912,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 405,000 |
| Pretax income | -1,000 | 356,000 | -34,000 | -493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 356,000 | 837,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,667,000 | 8,024,000 | 8,504,000 | 8,066,000 |
| Total capital | 8,328,000 | 8,702,000 | 9,179,000 | 8,752,000 |
| Risk-weighted assets | 52,776,000 | 54,162,000 | 53,845,000 | 54,588,000 |