Call reports 2014
STATE BANK OF GENEVA, THE — 2014
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 85,317,000 | 86,965,000 | 84,818,000 | 85,065,000 |
| Total loans | 34,968,000 | 36,094,000 | 40,425,000 | 42,375,000 |
| Allowance for loan losses | 1,177,000 | 1,177,000 | 1,147,000 | 773,000 |
| Securities available for sale | 33,815,000 | 32,547,000 | 26,430,000 | 23,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,245,000 | 79,530,000 | 77,464,000 | 77,589,000 |
| Interest-bearing deposits | 62,187,000 | 60,460,000 | 59,520,000 | 59,450,000 |
| Noninterest-bearing deposits | 17,058,000 | 19,070,000 | 17,944,000 | 18,139,000 |
| Equity capital | 5,843,000 | 6,983,000 | 7,118,000 | 7,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,145,000 | 1,727,000 | 2,303,000 |
| Interest expense | 67,000 | 137,000 | 205,000 | 271,000 |
| Net interest income | 500,000 | 1,008,000 | 1,522,000 | 2,032,000 |
| Noninterest income | 181,000 | 324,000 | 497,000 | 639,000 |
| Noninterest expense | 660,000 | 1,597,000 | 2,264,000 | 3,048,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | -230,000 | -204,000 | -336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 885,000 | 911,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,940,000 | 7,774,000 | 7,800,000 | 7,668,000 |
| Total capital | 7,525,000 | 8,385,000 | 8,442,000 | 8,319,000 |
| Risk-weighted assets | 46,201,000 | 48,295,000 | 50,894,000 | 51,949,000 |