Call reports 2013
STATE BANK OF GENEVA, THE — 2013
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,345,000 | 83,405,000 | 83,091,000 | 84,887,000 |
| Total loans | 37,304,000 | 35,809,000 | 35,231,000 | 36,366,000 |
| Allowance for loan losses | 1,522,000 | 1,444,000 | 1,446,000 | 1,281,000 |
| Securities available for sale | 38,920,000 | 37,545,000 | 35,901,000 | 35,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,852,000 | 76,802,000 | 76,991,000 | 79,081,000 |
| Interest-bearing deposits | 61,417,000 | 61,637,000 | 60,685,000 | 62,326,000 |
| Noninterest-bearing deposits | 16,435,000 | 15,165,000 | 16,306,000 | 16,755,000 |
| Equity capital | 6,758,000 | 6,113,000 | 5,643,000 | 5,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,300,000 | 1,953,000 | 2,524,000 |
| Interest expense | 83,000 | 159,000 | 235,000 | 307,000 |
| Net interest income | 574,000 | 1,141,000 | 1,718,000 | 2,217,000 |
| Noninterest income | 203,000 | 385,000 | 545,000 | 690,000 |
| Noninterest expense | 663,000 | 1,284,000 | 1,961,000 | 2,604,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 264,000 | 338,000 | 347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 264,000 | 338,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,655,000 | 6,806,000 | 6,879,000 | 6,888,000 |
| Total capital | 7,266,000 | 7,392,000 | 7,463,000 | 7,488,000 |
| Risk-weighted assets | 47,996,000 | 46,036,000 | 45,868,000 | 47,874,000 |