Call reports 2012
STATE BANK OF GENEVA, THE — 2012
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,133,000 | 84,271,000 | 84,436,000 | 86,086,000 |
| Total loans | 44,592,000 | 42,998,000 | 41,637,000 | 38,495,000 |
| Allowance for loan losses | 4,028,000 | 2,978,000 | 1,237,000 | 1,521,000 |
| Securities available for sale | 34,593,000 | 32,837,000 | 32,338,000 | 37,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,521,000 | 78,511,000 | 77,395,000 | 79,021,000 |
| Interest-bearing deposits | 67,039,000 | 63,582,000 | 62,412,000 | 62,493,000 |
| Noninterest-bearing deposits | 14,482,000 | 14,929,000 | 14,983,000 | 16,528,000 |
| Equity capital | 5,267,000 | 5,436,000 | 6,634,000 | 6,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,567,000 | 2,300,000 | 2,996,000 |
| Interest expense | 118,000 | 216,000 | 307,000 | 393,000 |
| Net interest income | 689,000 | 1,351,000 | 1,993,000 | 2,603,000 |
| Noninterest income | 195,000 | 373,000 | 563,000 | 785,000 |
| Noninterest expense | 786,000 | 1,529,000 | 2,323,000 | 3,042,000 |
| Provision for loan losses | 0 | 0 | -1,175,000 | -1,175,000 |
| Pretax income | 134,000 | 243,000 | 1,456,000 | 1,581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 453,000 | 562,000 | 1,775,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,095,000 | 5,204,000 | 6,417,000 | 6,541,000 |
| Total capital | 5,789,000 | 5,876,000 | 7,060,000 | 7,164,000 |
| Risk-weighted assets | 52,204,000 | 51,426,000 | 50,868,000 | 48,875,000 |