Call reports 2010
STATE BANK OF GENEVA, THE — 2010
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 92,422,000 | 96,064,000 | 92,720,000 | 96,696,000 |
| Total loans | 47,920,000 | 47,944,000 | 48,326,000 | 48,604,000 |
| Allowance for loan losses | 658,000 | 552,000 | 648,000 | 710,000 |
| Securities available for sale | 32,360,000 | 33,622,000 | 32,583,000 | 34,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,581,000 | 85,997,000 | 82,310,000 | 86,981,000 |
| Interest-bearing deposits | 69,840,000 | 72,767,000 | 70,334,000 | 72,502,000 |
| Noninterest-bearing deposits | 12,741,000 | 13,230,000 | 11,976,000 | 14,479,000 |
| Equity capital | 8,086,000 | 8,320,000 | 8,633,000 | 7,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,065,000 | 3,063,000 | 4,030,000 |
| Interest expense | 244,000 | 472,000 | 688,000 | 890,000 |
| Net interest income | 789,000 | 1,593,000 | 2,375,000 | 3,140,000 |
| Noninterest income | 211,000 | 402,000 | 553,000 | 736,000 |
| Noninterest expense | 722,000 | 1,488,000 | 2,253,000 | 3,007,000 |
| Provision for loan losses | 58,000 | 342,000 | 438,000 | 500,000 |
| Pretax income | 272,000 | 262,000 | 454,000 | 596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 262,000 | 454,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,150,000 | 7,936,000 | 8,127,000 | 8,097,000 |
| Total capital | 8,808,000 | 8,488,000 | 8,775,000 | 8,807,000 |
| Risk-weighted assets | 61,860,000 | 63,742,000 | 59,922,000 | 61,870,000 |