Call reports 2009
STATE BANK OF GENEVA, THE — 2009
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 85,587,000 | 83,985,000 | 84,240,000 | 88,133,000 |
| Total loans | 44,465,000 | 44,084,000 | 43,671,000 | 45,554,000 |
| Allowance for loan losses | 576,000 | 576,000 | 572,000 | 602,000 |
| Securities available for sale | 31,616,000 | 29,632,000 | 30,980,000 | 33,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,591,000 | 74,617,000 | 74,178,000 | 78,653,000 |
| Interest-bearing deposits | 62,428,000 | 62,783,000 | 61,798,000 | 65,196,000 |
| Noninterest-bearing deposits | 13,163,000 | 11,834,000 | 12,380,000 | 13,457,000 |
| Equity capital | 8,380,000 | 7,709,000 | 8,360,000 | 7,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,024,000 | 3,041,000 | 3,977,000 |
| Interest expense | 361,000 | 674,000 | 941,000 | 1,193,000 |
| Net interest income | 649,000 | 1,350,000 | 2,100,000 | 2,784,000 |
| Noninterest income | 181,000 | 346,000 | 547,000 | 718,000 |
| Noninterest expense | 664,000 | 1,380,000 | 2,085,000 | 2,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 224,000 | 384,000 | 667,000 | 811,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 384,000 | 667,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,877,000 | 7,818,000 | 8,101,000 | 7,878,000 |
| Total capital | 8,453,000 | 8,394,000 | 8,673,000 | 8,480,000 |
| Risk-weighted assets | 57,005,000 | 56,025,000 | 55,743,000 | 58,457,000 |