Call reports 2008
STATE BANK OF GENEVA, THE — 2008
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,673,000 | 79,412,000 | 76,218,000 | 81,593,000 |
| Total loans | 38,886,000 | 40,858,000 | 42,525,000 | 43,795,000 |
| Allowance for loan losses | 579,000 | 579,000 | 579,000 | 576,000 |
| Securities available for sale | 33,711,000 | 29,842,000 | 25,227,000 | 26,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,822,000 | 70,216,000 | 66,741,000 | 71,955,000 |
| Interest-bearing deposits | 55,726,000 | 56,617,000 | 54,243,000 | 57,665,000 |
| Noninterest-bearing deposits | 16,096,000 | 13,599,000 | 12,498,000 | 14,290,000 |
| Equity capital | 8,358,000 | 7,682,000 | 7,892,000 | 8,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,082,000 | 3,099,000 | 4,101,000 |
| Interest expense | 396,000 | 741,000 | 1,080,000 | 1,441,000 |
| Net interest income | 643,000 | 1,341,000 | 2,019,000 | 2,660,000 |
| Noninterest income | 190,000 | 363,000 | 538,000 | 701,000 |
| Noninterest expense | 663,000 | 1,361,000 | 2,064,000 | 2,729,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 467,000 | 661,000 | 821,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 237,000 | 465,000 | 659,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,824,000 | 8,052,000 | 8,246,000 | 7,653,000 |
| Total capital | 8,403,000 | 8,631,000 | 8,825,000 | 8,229,000 |
| Risk-weighted assets | 51,488,000 | 52,744,000 | 53,657,000 | 55,032,000 |