Call reports 2007
STATE BANK OF GENEVA, THE — 2007
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 85,954,000 | 82,550,000 | 81,524,000 | 81,999,000 |
| Total loans | 41,540,000 | 41,405,000 | 41,367,000 | 39,699,000 |
| Allowance for loan losses | 579,000 | 579,000 | 579,000 | 579,000 |
| Securities available for sale | 29,741,000 | 33,046,000 | 32,293,000 | 33,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,327,000 | 74,069,000 | 70,506,000 | 72,992,000 |
| Interest-bearing deposits | 60,458,000 | 57,486,000 | 54,379,000 | 54,003,000 |
| Noninterest-bearing deposits | 16,869,000 | 16,583,000 | 16,127,000 | 18,989,000 |
| Equity capital | 7,178,000 | 7,040,000 | 7,636,000 | 7,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,329,000 | 3,480,000 | 4,585,000 |
| Interest expense | 540,000 | 1,059,000 | 1,565,000 | 2,014,000 |
| Net interest income | 621,000 | 1,270,000 | 1,915,000 | 2,571,000 |
| Noninterest income | 176,000 | 342,000 | 506,000 | 678,000 |
| Noninterest expense | 630,000 | 1,284,000 | 1,954,000 | 2,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 331,000 | 499,000 | 676,000 |
| Income tax | 0 | 0 | 0 | -39,000 |
| Net income | 170,000 | 331,000 | 499,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,600,000 | 7,760,000 | 7,929,000 | 7,587,000 |
| Total capital | 8,179,000 | 8,339,000 | 8,508,000 | 8,166,000 |
| Risk-weighted assets | 54,264,000 | 53,652,000 | 53,810,000 | 52,284,000 |