Call reports 2006
STATE BANK OF GENEVA, THE — 2006
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,576,000 | 82,611,000 | 83,673,000 | 83,592,000 |
| Total loans | 46,368,000 | 45,756,000 | 45,364,000 | 45,741,000 |
| Allowance for loan losses | 582,000 | 579,000 | 579,000 | 579,000 |
| Securities available for sale | 28,699,000 | 28,464,000 | 26,647,000 | 27,285,000 |
| Securities held to maturity | 59,000 | 59,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,258,000 | 73,542,000 | 74,656,000 | 75,242,000 |
| Interest-bearing deposits | 55,660,000 | 56,607,000 | 57,629,000 | 57,622,000 |
| Noninterest-bearing deposits | 15,598,000 | 16,935,000 | 17,027,000 | 17,620,000 |
| Equity capital | 7,046,000 | 7,011,000 | 7,654,000 | 6,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,190,000 | 3,349,000 | 4,523,000 |
| Interest expense | 378,000 | 805,000 | 1,283,000 | 1,810,000 |
| Net interest income | 704,000 | 1,385,000 | 2,066,000 | 2,713,000 |
| Noninterest income | 179,000 | 338,000 | 501,000 | 662,000 |
| Noninterest expense | 629,000 | 1,271,000 | 1,924,000 | 2,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 446,000 | 639,000 | 792,000 |
| Income tax | 0 | 0 | -1,000 | -2,000 |
| Net income | 248,000 | 446,000 | 640,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,814,000 | 8,013,000 | 8,207,000 | 7,430,000 |
| Total capital | 8,396,000 | 8,592,000 | 8,786,000 | 8,009,000 |
| Risk-weighted assets | 54,091,000 | 53,747,000 | 57,392,000 | 57,631,000 |