Call reports 2005
STATE BANK OF GENEVA, THE — 2005
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 79,967,000 | 82,402,000 | 82,328,000 | 84,254,000 |
| Total loans | 41,988,000 | 43,735,000 | 42,537,000 | 45,454,000 |
| Allowance for loan losses | 582,000 | 582,000 | 582,000 | 582,000 |
| Securities available for sale | 29,375,000 | 27,929,000 | 31,245,000 | 30,225,000 |
| Securities held to maturity | 209,000 | 209,000 | 209,000 | 59,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,854,000 | 73,454,000 | 73,334,000 | 75,408,000 |
| Interest-bearing deposits | 56,109,000 | 56,400,000 | 55,029,000 | 56,677,000 |
| Noninterest-bearing deposits | 15,745,000 | 17,054,000 | 18,305,000 | 18,731,000 |
| Equity capital | 6,915,000 | 7,693,000 | 7,760,000 | 6,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,917,000 | 2,917,000 | 3,984,000 |
| Interest expense | 248,000 | 531,000 | 833,000 | 1,163,000 |
| Net interest income | 692,000 | 1,386,000 | 2,084,000 | 2,821,000 |
| Noninterest income | 179,000 | 361,000 | 517,000 | 672,000 |
| Noninterest expense | 636,000 | 1,290,000 | 1,941,000 | 2,571,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 488,000 | 691,000 | 954,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 488,000 | 691,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,753,000 | 7,988,000 | 8,191,000 | 7,566,000 |
| Total capital | 8,335,000 | 8,570,000 | 8,773,000 | 8,148,000 |
| Risk-weighted assets | 49,860,000 | 49,135,000 | 50,859,000 | 53,590,000 |