Call reports 2004
STATE BANK OF GENEVA, THE — 2004
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 83,122,000 | 81,072,000 | 83,327,000 | 80,501,000 |
| Total loans | 38,140,000 | 39,684,000 | 42,238,000 | 42,049,000 |
| Allowance for loan losses | 581,000 | 582,000 | 582,000 | 582,000 |
| Securities available for sale | 27,290,000 | 32,429,000 | 28,839,000 | 27,979,000 |
| Securities held to maturity | 395,000 | 395,000 | 370,000 | 370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,390,000 | 72,919,000 | 74,482,000 | 72,254,000 |
| Interest-bearing deposits | 58,198,000 | 57,725,000 | 59,710,000 | 56,367,000 |
| Noninterest-bearing deposits | 16,192,000 | 15,194,000 | 14,772,000 | 15,887,000 |
| Equity capital | 7,802,000 | 7,142,000 | 7,796,000 | 7,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,861,000 | 2,820,000 | 3,756,000 |
| Interest expense | 206,000 | 409,000 | 624,000 | 857,000 |
| Net interest income | 723,000 | 1,452,000 | 2,196,000 | 2,899,000 |
| Noninterest income | 203,000 | 372,000 | 525,000 | 757,000 |
| Noninterest expense | 607,000 | 1,252,000 | 1,920,000 | 2,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 281,000 | 534,000 | 823,000 | 1,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 534,000 | 823,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,637,000 | 7,890,000 | 7,923,000 | 7,500,000 |
| Total capital | 8,218,000 | 8,472,000 | 8,505,000 | 8,082,000 |
| Risk-weighted assets | 50,311,000 | 51,991,000 | 54,185,000 | 50,022,000 |