Call reports 2003
STATE BANK OF GENEVA, THE — 2003
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 85,904,000 | 84,308,000 | 84,948,000 | 84,647,000 |
| Total loans | 37,974,000 | 39,574,000 | 37,298,000 | 37,911,000 |
| Allowance for loan losses | 573,000 | 575,000 | 576,000 | 576,000 |
| Securities available for sale | 31,866,000 | 35,342,000 | 38,765,000 | 33,418,000 |
| Securities held to maturity | 524,000 | 524,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,506,000 | 74,450,000 | 76,002,000 | 76,449,000 |
| Interest-bearing deposits | 61,949,000 | 60,706,000 | 61,555,000 | 60,160,000 |
| Noninterest-bearing deposits | 14,557,000 | 13,744,000 | 14,447,000 | 16,289,000 |
| Equity capital | 8,418,000 | 8,860,000 | 7,996,000 | 7,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,045,000 | 3,053,000 | 4,032,000 |
| Interest expense | 308,000 | 594,000 | 850,000 | 1,072,000 |
| Net interest income | 726,000 | 1,451,000 | 2,203,000 | 2,960,000 |
| Noninterest income | 233,000 | 416,000 | 583,000 | 748,000 |
| Noninterest expense | 653,000 | 1,284,000 | 1,917,000 | 2,553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 651,000 | 937,000 | 1,230,000 |
| Income tax | 1,000 | -1,000 | -1,000 | -1,000 |
| Net income | 326,000 | 652,000 | 938,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,004,000 | 8,330,000 | 8,077,000 | 7,356,000 |
| Total capital | 8,577,000 | 8,905,000 | 8,653,000 | 7,932,000 |
| Risk-weighted assets | 50,518,000 | 51,208,000 | 49,620,000 | 49,348,000 |