Call reports 2002
STATE BANK OF GENEVA, THE — 2002
What STATE BANK OF GENEVA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,360,000 | 85,937,000 | 87,523,000 | 90,700,000 |
| Total loans | 41,212,000 | 41,803,000 | 42,240,000 | 38,933,000 |
| Allowance for loan losses | 568,000 | 572,000 | 574,000 | 572,000 |
| Securities available for sale | 32,452,000 | 31,033,000 | 30,549,000 | 33,456,000 |
| Securities held to maturity | 631,000 | 631,000 | 609,000 | 609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,016,000 | 76,360,000 | 77,884,000 | 81,578,000 |
| Interest-bearing deposits | 58,748,000 | 61,002,000 | 63,239,000 | 64,183,000 |
| Noninterest-bearing deposits | 15,268,000 | 15,358,000 | 14,645,000 | 17,395,000 |
| Equity capital | 7,452,000 | 8,631,000 | 8,710,000 | 8,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,424,000 | 3,566,000 | 4,677,000 |
| Interest expense | 388,000 | 740,000 | 1,092,000 | 1,433,000 |
| Net interest income | 836,000 | 1,684,000 | 2,474,000 | 3,244,000 |
| Noninterest income | 163,000 | 317,000 | 498,000 | 647,000 |
| Noninterest expense | 607,000 | 1,244,000 | 1,882,000 | 2,513,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 421,000 | 820,000 | 1,184,000 | 1,518,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 421,000 | 820,000 | 1,183,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,930,000 | 8,329,000 | 8,227,000 | 7,678,000 |
| Total capital | 8,498,000 | 8,901,000 | 8,801,000 | 8,250,000 |
| Risk-weighted assets | 51,441,000 | 52,893,000 | 53,835,000 | 51,692,000 |