Call reports 2019
HOME SAVINGS BANK — 2019
What HOME SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,840,800,000 | 2,858,678,000 | 2,895,253,000 | 2,856,895,000 |
| Total loans | 2,315,236,000 | 2,349,408,000 | 2,384,954,000 | 2,366,727,000 |
| Allowance for loan losses | 20,394,000 | 20,437,000 | 19,942,000 | 19,242,000 |
| Securities available for sale | 237,421,000 | 319,009,000 | 315,021,000 | 306,786,000 |
| Securities held to maturity | 75,760,000 | 0 | 0 | 0 |
| Trading assets | 431,000 | 471,000 | 467,000 | 516,000 |
| Total deposits | 2,334,743,000 | 2,299,856,000 | 2,156,554,000 | 2,345,449,000 |
| Interest-bearing deposits | 1,885,844,000 | 1,861,338,000 | 1,684,744,000 | 1,857,728,000 |
| Noninterest-bearing deposits | 448,899,000 | 438,518,000 | 471,810,000 | 487,721,000 |
| Equity capital | 281,849,000 | 295,306,000 | 293,118,000 | 298,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 29,251,000 | 58,913,000 | 88,315,000 | 117,236,000 |
| Interest expense | 7,215,000 | 14,972,000 | 22,931,000 | 30,183,000 |
| Net interest income | 22,036,000 | 43,941,000 | 65,384,000 | 87,053,000 |
| Noninterest income | 5,179,000 | 11,118,000 | 17,518,000 | 23,663,000 |
| Noninterest expense | 17,363,000 | 33,073,000 | 47,837,000 | 64,297,000 |
| Provision for loan losses | 63,000 | 20,000 | 721,000 | 306,000 |
| Pretax income | 10,000,000 | 22,365,000 | 34,867,000 | 46,685,000 |
| Income tax | 1,844,000 | 4,145,000 | 6,502,000 | 8,887,000 |
| Net income | 8,156,000 | 18,220,000 | 28,365,000 | 37,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 279,389,000 | 289,698,000 | 285,091,000 | 291,845,000 |
| Total capital | 299,783,000 | 310,135,000 | 305,033,000 | 311,088,000 |
| Risk-weighted assets | 2,156,415,000 | 2,189,340,000 | 2,221,835,000 | 2,188,469,000 |