Call reports 2018
HOME SAVINGS BANK — 2018
What HOME SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,682,598,000 | 2,759,105,000 | 2,778,580,000 | 2,801,504,000 |
| Total loans | 2,162,731,000 | 2,229,057,000 | 2,265,615,000 | 2,288,826,000 |
| Allowance for loan losses | 21,558,000 | 21,338,000 | 21,264,000 | 20,389,000 |
| Securities available for sale | 257,908,000 | 247,630,000 | 242,596,000 | 241,643,000 |
| Securities held to maturity | 80,685,000 | 81,294,000 | 78,700,000 | 77,491,000 |
| Trading assets | 0 | 0 | 0 | 364,000 |
| Total deposits | 2,101,340,000 | 2,175,735,000 | 2,394,134,000 | 2,261,430,000 |
| Interest-bearing deposits | 1,690,298,000 | 1,752,481,000 | 1,969,148,000 | 1,819,224,000 |
| Noninterest-bearing deposits | 411,042,000 | 423,254,000 | 424,986,000 | 442,206,000 |
| Equity capital | 274,037,000 | 272,817,000 | 271,376,000 | 281,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 25,951,000 | 52,475,000 | 80,021,000 | 110,069,000 |
| Interest expense | 4,518,000 | 9,884,000 | 15,951,000 | 22,628,000 |
| Net interest income | 21,433,000 | 42,591,000 | 64,070,000 | 87,441,000 |
| Noninterest income | 5,133,000 | 10,384,000 | 15,997,000 | 21,346,000 |
| Noninterest expense | 16,365,000 | 31,659,000 | 47,056,000 | 64,022,000 |
| Provision for loan losses | 407,000 | 254,000 | 504,000 | 697,000 |
| Pretax income | 9,933,000 | 21,295,000 | 32,740,000 | 44,110,000 |
| Income tax | 1,783,000 | 3,995,000 | 6,220,000 | 8,388,000 |
| Net income | 8,150,000 | 17,300,000 | 26,520,000 | 35,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 274,372,000 | 275,748,000 | 276,104,000 | 281,475,000 |
| Total capital | 295,930,000 | 297,086,000 | 297,368,000 | 301,864,000 |
| Risk-weighted assets | 2,040,047,000 | 2,095,809,000 | 2,131,225,000 | 2,110,512,000 |