Call reports 2017
HOME SAVINGS BANK — 2017
What HOME SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,554,715,000 | 2,546,654,000 | 2,595,590,000 | 2,641,355,000 |
| Total loans | 1,931,068,000 | 1,978,928,000 | 2,055,203,000 | 2,105,758,000 |
| Allowance for loan losses | 18,946,000 | 19,636,000 | 20,524,000 | 21,151,000 |
| Securities available for sale | 335,834,000 | 287,179,000 | 274,822,000 | 270,561,000 |
| Securities held to maturity | 94,523,000 | 88,559,000 | 85,549,000 | 82,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,943,078,000 | 1,932,236,000 | 1,970,071,000 | 1,994,015,000 |
| Interest-bearing deposits | 1,576,719,000 | 1,560,561,000 | 1,595,730,000 | 1,603,555,000 |
| Noninterest-bearing deposits | 366,359,000 | 371,675,000 | 374,341,000 | 390,460,000 |
| Equity capital | 254,574,000 | 264,512,000 | 272,589,000 | 275,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 21,028,000 | 44,549,000 | 68,560,000 | 93,337,000 |
| Interest expense | 2,583,000 | 5,643,000 | 9,187,000 | 13,155,000 |
| Net interest income | 18,445,000 | 38,906,000 | 59,373,000 | 80,182,000 |
| Noninterest income | 4,870,000 | 11,205,000 | 16,822,000 | 22,730,000 |
| Noninterest expense | 19,507,000 | 34,156,000 | 49,296,000 | 66,465,000 |
| Provision for loan losses | 1,474,000 | 2,318,000 | 3,031,000 | 4,225,000 |
| Pretax income | 2,363,000 | 13,967,000 | 24,434,000 | 32,788,000 |
| Income tax | 639,000 | 4,069,000 | 7,201,000 | 11,484,000 |
| Net income | 1,724,000 | 9,898,000 | 17,233,000 | 21,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,380,000 | 257,948,000 | 267,141,000 | 271,353,000 |
| Total capital | 265,326,000 | 277,584,000 | 287,665,000 | 292,504,000 |
| Risk-weighted assets | 1,836,498,000 | 1,871,661,000 | 1,951,012,000 | 1,991,731,000 |