Call reports 2016
HOME SAVINGS BANK — 2016
What HOME SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,033,942,000 | 2,078,797,000 | 2,157,828,000 | 2,190,097,000 |
| Total loans | 1,414,313,000 | 1,462,116,000 | 1,555,298,000 | 1,587,954,000 |
| Allowance for loan losses | 16,903,000 | 17,159,000 | 18,210,000 | 19,063,000 |
| Securities available for sale | 365,369,000 | 367,202,000 | 354,469,000 | 343,284,000 |
| Securities held to maturity | 107,838,000 | 107,505,000 | 103,202,000 | 97,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,502,097,000 | 1,487,646,000 | 1,507,678,000 | 1,571,226,000 |
| Interest-bearing deposits | 1,236,489,000 | 1,220,240,000 | 1,222,964,000 | 1,264,382,000 |
| Noninterest-bearing deposits | 265,608,000 | 267,406,000 | 284,714,000 | 306,844,000 |
| Equity capital | 230,771,000 | 240,638,000 | 234,598,000 | 216,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,020,000 | 34,419,000 | 52,217,000 | 70,681,000 |
| Interest expense | 2,147,000 | 4,211,000 | 6,268,000 | 8,429,000 |
| Net interest income | 14,873,000 | 30,208,000 | 45,949,000 | 62,252,000 |
| Noninterest income | 4,166,000 | 9,192,000 | 14,558,000 | 19,771,000 |
| Noninterest expense | 11,986,000 | 24,326,000 | 36,596,000 | 49,049,000 |
| Provision for loan losses | 2,155,000 | 2,537,000 | 3,870,000 | 5,363,000 |
| Pretax income | 5,051,000 | 12,923,000 | 20,645,000 | 28,215,000 |
| Income tax | 1,642,000 | 4,178,000 | 6,568,000 | 8,488,000 |
| Net income | 3,409,000 | 8,745,000 | 14,077,000 | 19,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,895,000 | 237,108,000 | 235,229,000 | 229,938,000 |
| Total capital | 245,670,000 | 254,267,000 | 253,439,000 | 248,861,000 |
| Risk-weighted assets | 1,335,934,000 | 1,369,700,000 | 1,472,552,000 | 1,510,628,000 |