Call reports 2015
HOME SAVINGS BANK — 2015
What HOME SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,860,581,000 | 1,924,328,000 | 1,971,594,000 | 1,988,493,000 |
| Total loans | 1,219,048,000 | 1,279,940,000 | 1,336,215,000 | 1,372,725,000 |
| Allowance for loan losses | 17,221,000 | 16,881,000 | 17,482,000 | 17,712,000 |
| Securities available for sale | 492,412,000 | 472,972,000 | 366,765,000 | 357,670,000 |
| Securities held to maturity | 0 | 4,775,000 | 113,052,000 | 110,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,443,702,000 | 1,467,377,000 | 1,436,327,000 | 1,481,386,000 |
| Interest-bearing deposits | 1,207,427,000 | 1,233,403,000 | 1,202,385,000 | 1,208,708,000 |
| Noninterest-bearing deposits | 236,275,000 | 233,974,000 | 233,942,000 | 272,678,000 |
| Equity capital | 225,314,000 | 223,855,000 | 233,481,000 | 220,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 16,034,000 | 32,146,000 | 48,801,000 | 65,636,000 |
| Interest expense | 2,154,000 | 4,414,000 | 6,768,000 | 9,113,000 |
| Net interest income | 13,880,000 | 27,732,000 | 42,033,000 | 56,523,000 |
| Noninterest income | 4,107,000 | 9,381,000 | 14,251,000 | 19,572,000 |
| Noninterest expense | 12,420,000 | 24,366,000 | 36,410,000 | 48,910,000 |
| Provision for loan losses | -184,000 | 569,000 | 1,242,000 | 2,135,000 |
| Pretax income | 5,762,000 | 12,189,000 | 18,643,000 | 25,192,000 |
| Income tax | 1,906,000 | 4,038,000 | 6,194,000 | 8,249,000 |
| Net income | 3,856,000 | 8,151,000 | 12,449,000 | 16,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,252,000 | 222,593,000 | 231,685,000 | 224,486,000 |
| Total capital | 233,544,000 | 237,890,000 | 247,578,000 | 240,697,000 |
| Risk-weighted assets | 1,127,139,000 | 1,208,192,000 | 1,258,653,000 | 1,285,989,000 |