Call reports 2014
HOME SAVINGS BANK — 2014
What HOME SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,750,949,000 | 1,790,675,000 | 1,801,002,000 | 1,833,727,000 |
| Total loans | 1,087,684,000 | 1,117,296,000 | 1,150,787,000 | 1,188,663,000 |
| Allowance for loan losses | 20,554,000 | 18,264,000 | 18,132,000 | 17,687,000 |
| Securities available for sale | 516,930,000 | 516,185,000 | 507,125,000 | 499,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,440,778,000 | 1,418,911,000 | 1,385,512,000 | 1,390,431,000 |
| Interest-bearing deposits | 1,212,483,000 | 1,190,111,000 | 1,164,698,000 | 1,159,916,000 |
| Noninterest-bearing deposits | 228,295,000 | 228,800,000 | 220,814,000 | 230,515,000 |
| Equity capital | 161,275,000 | 205,584,000 | 208,099,000 | 217,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 15,704,000 | 31,514,000 | 47,249,000 | 63,239,000 |
| Interest expense | 3,103,000 | 6,173,000 | 9,184,000 | 11,825,000 |
| Net interest income | 12,601,000 | 25,341,000 | 38,065,000 | 51,414,000 |
| Noninterest income | 3,220,000 | 6,626,000 | 10,471,000 | 13,293,000 |
| Noninterest expense | 13,373,000 | 27,288,000 | 41,266,000 | 55,092,000 |
| Provision for loan losses | 33,000 | -1,581,000 | -1,465,000 | -1,271,000 |
| Pretax income | 2,415,000 | 6,291,000 | 8,765,000 | 10,999,000 |
| Income tax | 156,000 | -37,008,000 | -37,104,000 | -37,699,000 |
| Net income | 2,259,000 | 43,299,000 | 45,869,000 | 48,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,492,000 | 210,515,000 | 216,061,000 | 220,079,000 |
| Total capital | 203,513,000 | 223,734,000 | 229,664,000 | 233,970,000 |
| Risk-weighted assets | 1,034,135,000 | 1,052,510,000 | 1,083,692,000 | 1,107,520,000 |