Call reports 2013
HOME SAVINGS BANK — 2013
What HOME SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,833,406,000 | 1,788,739,000 | 1,757,690,000 | 1,739,769,000 |
| Total loans | 1,066,276,000 | 1,038,027,000 | 1,033,992,000 | 1,056,530,000 |
| Allowance for loan losses | 21,827,000 | 19,037,000 | 21,032,000 | 21,116,000 |
| Securities available for sale | 601,769,000 | 554,818,000 | 542,415,000 | 510,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,499,854,000 | 1,477,527,000 | 1,453,272,000 | 1,442,162,000 |
| Interest-bearing deposits | 1,291,205,000 | 1,268,635,000 | 1,243,484,000 | 1,221,214,000 |
| Noninterest-bearing deposits | 208,649,000 | 208,892,000 | 209,788,000 | 220,948,000 |
| Equity capital | 183,367,000 | 154,100,000 | 154,018,000 | 146,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,475,000 | 32,476,000 | 48,496,000 | 64,807,000 |
| Interest expense | 3,519,000 | 6,870,000 | 10,175,000 | 13,413,000 |
| Net interest income | 12,956,000 | 25,606,000 | 38,321,000 | 51,394,000 |
| Noninterest income | 4,933,000 | 9,445,000 | 12,980,000 | 17,103,000 |
| Noninterest expense | 13,710,000 | 27,872,000 | 41,137,000 | 55,779,000 |
| Provision for loan losses | 2,064,000 | 3,177,000 | 3,834,000 | 4,116,000 |
| Pretax income | 2,836,000 | 6,580,000 | 8,908,000 | 11,179,000 |
| Income tax | 0 | 150,000 | 500,000 | 200,000 |
| Net income | 2,836,000 | 6,430,000 | 8,408,000 | 10,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,566,000 | 183,275,000 | 185,360,000 | 188,029,000 |
| Total capital | 192,863,000 | 195,965,000 | 197,975,000 | 200,835,000 |
| Risk-weighted assets | 1,055,267,000 | 1,008,877,000 | 1,000,750,000 | 1,016,159,000 |