Call reports 2012
HOME SAVINGS BANK — 2012
What HOME SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,044,938,000 | 1,909,861,000 | 1,830,977,000 | 1,808,305,000 |
| Total loans | 1,379,418,000 | 1,291,499,000 | 1,130,357,000 | 1,101,273,000 |
| Allowance for loan losses | 34,523,000 | 30,933,000 | 20,048,000 | 21,130,000 |
| Securities available for sale | 529,995,000 | 430,764,000 | 551,482,000 | 574,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,592,161,000 | 1,562,517,000 | 1,507,800,000 | 1,488,432,000 |
| Interest-bearing deposits | 1,407,737,000 | 1,379,506,000 | 1,331,314,000 | 1,302,346,000 |
| Noninterest-bearing deposits | 184,424,000 | 183,011,000 | 176,486,000 | 186,086,000 |
| Equity capital | 186,284,000 | 191,938,000 | 168,140,000 | 167,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 21,563,000 | 42,457,000 | 60,649,000 | 78,446,000 |
| Interest expense | 5,682,000 | 10,156,000 | 14,220,000 | 18,007,000 |
| Net interest income | 15,881,000 | 32,301,000 | 46,429,000 | 60,439,000 |
| Noninterest income | 4,674,000 | 8,065,000 | 10,625,000 | 16,411,000 |
| Noninterest expense | 16,287,000 | 33,300,000 | 50,337,000 | 64,476,000 |
| Provision for loan losses | 680,000 | 6,944,000 | 37,223,000 | 39,325,000 |
| Pretax income | 4,002,000 | 4,091,000 | -25,345,000 | -20,626,000 |
| Income tax | 0 | 0 | -2,821,000 | -866,000 |
| Net income | 4,002,000 | 4,091,000 | -22,524,000 | -19,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,909,000 | 184,155,000 | 157,673,000 | 160,611,000 |
| Total capital | 200,623,000 | 199,534,000 | 171,262,000 | 174,138,000 |
| Risk-weighted assets | 1,319,272,000 | 1,214,771,000 | 1,080,642,000 | 1,074,565,000 |