Call reports 2011
HOME SAVINGS BANK — 2011
What HOME SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,118,689,000 | 2,106,389,000 | 2,074,393,000 | 2,033,894,000 |
| Total loans | 1,671,453,000 | 1,563,191,000 | 1,522,439,000 | 1,436,539,000 |
| Allowance for loan losses | 46,415,000 | 46,223,000 | 44,162,000 | 42,271,000 |
| Securities available for sale | 289,061,000 | 392,445,000 | 416,213,000 | 459,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,730,541,000 | 1,718,138,000 | 1,705,239,000 | 1,617,825,000 |
| Interest-bearing deposits | 1,568,369,000 | 1,559,079,000 | 1,535,562,000 | 1,440,477,000 |
| Noninterest-bearing deposits | 162,172,000 | 159,059,000 | 169,677,000 | 177,348,000 |
| Equity capital | 175,114,000 | 181,069,000 | 180,660,000 | 184,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 25,734,000 | 50,599,000 | 73,920,000 | 96,391,000 |
| Interest expense | 8,077,000 | 15,883,000 | 23,578,000 | 31,212,000 |
| Net interest income | 17,657,000 | 34,716,000 | 50,342,000 | 65,179,000 |
| Noninterest income | 2,682,000 | 7,778,000 | 7,767,000 | 14,670,000 |
| Noninterest expense | 16,095,000 | 31,830,000 | 46,405,000 | 62,736,000 |
| Provision for loan losses | 2,192,000 | 10,436,000 | 22,272,000 | 24,658,000 |
| Pretax income | 3,342,000 | 1,747,000 | -7,091,000 | 1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,342,000 | 1,747,000 | -7,091,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,269,000 | 179,792,000 | 171,176,000 | 179,522,000 |
| Total capital | 200,897,000 | 198,561,000 | 189,362,000 | 196,711,000 |
| Risk-weighted assets | 1,543,492,000 | 1,474,062,000 | 1,428,920,000 | 1,350,039,000 |