Call reports 2010
HOME SAVINGS BANK — 2010
What HOME SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,282,751,000 | 2,314,861,000 | 2,319,697,000 | 2,199,741,000 |
| Total loans | 1,878,382,000 | 1,834,378,000 | 1,785,137,000 | 1,713,166,000 |
| Allowance for loan losses | 47,768,000 | 40,728,000 | 40,884,000 | 50,883,000 |
| Securities available for sale | 271,789,000 | 306,761,000 | 390,239,000 | 361,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,751,942,000 | 1,723,172,000 | 1,709,766,000 | 1,714,676,000 |
| Interest-bearing deposits | 1,602,870,000 | 1,570,121,000 | 1,557,137,000 | 1,551,225,000 |
| Noninterest-bearing deposits | 149,072,000 | 153,051,000 | 152,629,000 | 163,451,000 |
| Equity capital | 198,130,000 | 205,679,000 | 194,799,000 | 173,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 28,806,000 | 56,993,000 | 85,234,000 | 110,753,000 |
| Interest expense | 11,251,000 | 21,644,000 | 31,099,000 | 39,728,000 |
| Net interest income | 17,555,000 | 35,349,000 | 54,135,000 | 71,025,000 |
| Noninterest income | 3,697,000 | 4,754,000 | 8,129,000 | 13,104,000 |
| Noninterest expense | 16,373,000 | 33,151,000 | 48,369,000 | 66,373,000 |
| Provision for loan losses | 12,450,000 | 22,760,000 | 39,876,000 | 62,427,000 |
| Pretax income | -4,982,000 | -9,549,000 | -18,941,000 | -36,123,000 |
| Income tax | 0 | 0 | 0 | -230,000 |
| Net income | -4,982,000 | -9,549,000 | -18,941,000 | -35,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,934,000 | 200,985,000 | 191,748,000 | 177,776,000 |
| Total capital | 215,407,000 | 222,340,000 | 212,223,000 | 197,891,000 |
| Risk-weighted assets | 1,691,506,000 | 1,689,057,000 | 1,617,571,000 | 1,578,431,000 |