Call reports 2009
HOME SAVINGS BANK — 2009
What HOME SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,563,010,000 | 2,488,170,000 | 2,465,264,000 | 2,339,387,000 |
| Total loans | 2,169,469,000 | 2,089,557,000 | 2,035,093,000 | 1,920,783,000 |
| Allowance for loan losses | 37,856,000 | 39,832,000 | 38,845,000 | 42,287,000 |
| Securities available for sale | 248,338,000 | 254,944,000 | 295,905,000 | 280,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,859,596,000 | 1,850,005,000 | 1,777,170,000 | 1,799,010,000 |
| Interest-bearing deposits | 1,722,764,000 | 1,711,330,000 | 1,640,427,000 | 1,642,759,000 |
| Noninterest-bearing deposits | 136,832,000 | 138,675,000 | 136,743,000 | 156,251,000 |
| Equity capital | 222,237,000 | 217,585,000 | 219,306,000 | 203,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 34,428,000 | 67,823,000 | 100,578,000 | 131,869,000 |
| Interest expense | 15,859,000 | 30,771,000 | 44,330,000 | 56,735,000 |
| Net interest income | 18,569,000 | 37,052,000 | 56,248,000 | 75,134,000 |
| Noninterest income | 2,820,000 | 7,638,000 | 7,840,000 | 12,742,000 |
| Noninterest expense | 15,651,000 | 32,324,000 | 47,200,000 | 61,450,000 |
| Provision for loan losses | 8,444,000 | 20,755,000 | 26,334,000 | 49,074,000 |
| Pretax income | -2,732,000 | -7,033,000 | -7,608,000 | -20,810,000 |
| Income tax | -1,468,000 | -3,062,000 | -3,335,000 | -439,000 |
| Net income | -1,264,000 | -3,971,000 | -4,273,000 | -20,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,620,000 | 214,115,000 | 214,008,000 | 198,610,000 |
| Total capital | 240,930,000 | 237,586,000 | 236,942,000 | 220,395,000 |
| Risk-weighted assets | 1,931,221,000 | 1,861,443,000 | 1,818,718,000 | 1,722,288,000 |