Call reports 2002
METROPOLITAN BANK AND TRUST COMPANY — 2002
What METROPOLITAN BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 170,869,000 | 171,848,000 | 178,589,000 | 181,899,000 |
| Total loans | 99,273,000 | 105,112,000 | 107,063,000 | 113,577,000 |
| Allowance for loan losses | 1,144,000 | 1,191,000 | 1,293,000 | 1,399,000 |
| Securities available for sale | 7,725,000 | 11,075,000 | 15,153,000 | 7,123,000 |
| Securities held to maturity | 50,149,000 | 44,553,000 | 45,568,000 | 49,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,356,000 | 159,341,000 | 165,367,000 | 166,864,000 |
| Interest-bearing deposits | 122,386,000 | 128,367,000 | 132,167,000 | 134,370,000 |
| Noninterest-bearing deposits | 30,970,000 | 30,974,000 | 33,200,000 | 32,494,000 |
| Equity capital | 16,058,000 | 10,992,000 | 11,295,000 | 12,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 6,103,000 | 9,132,000 | 12,308,000 |
| Interest expense | 732,000 | 1,459,000 | 2,212,000 | 2,928,000 |
| Net interest income | 2,239,000 | 4,644,000 | 6,920,000 | 9,380,000 |
| Noninterest income | 418,000 | 903,000 | 1,387,000 | 1,859,000 |
| Noninterest expense | 1,691,000 | 3,562,000 | 5,230,000 | 7,065,000 |
| Provision for loan losses | 45,000 | 90,000 | 195,000 | 300,000 |
| Pretax income | 921,000 | 1,895,000 | 2,882,000 | 3,934,000 |
| Income tax | 203,000 | 426,000 | 662,000 | 929,000 |
| Net income | 718,000 | 1,469,000 | 2,220,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,061,000 | 10,813,000 | 11,084,000 | 11,868,000 |
| Total capital | 17,205,000 | 12,004,000 | 12,377,000 | 13,267,000 |
| Risk-weighted assets | 106,593,000 | 109,195,000 | 113,145,000 | 115,080,000 |