Call reports 2001
METROPOLITAN BANK AND TRUST COMPANY — 2001
What METROPOLITAN BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 161,111,000 | 165,281,000 | 165,403,000 | 167,971,000 |
| Total loans | 81,117,000 | 85,216,000 | 90,362,000 | 96,909,000 |
| Allowance for loan losses | 1,101,000 | 1,133,000 | 1,087,000 | 1,105,000 |
| Securities available for sale | 0 | 0 | 0 | 7,974,000 |
| Securities held to maturity | 65,063,000 | 62,445,000 | 59,367,000 | 52,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,805,000 | 149,392,000 | 148,553,000 | 149,067,000 |
| Interest-bearing deposits | 117,182,000 | 118,126,000 | 118,391,000 | 118,322,000 |
| Noninterest-bearing deposits | 28,623,000 | 31,267,000 | 30,162,000 | 30,745,000 |
| Equity capital | 13,814,000 | 14,441,000 | 15,077,000 | 15,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,958,000 | 5,933,000 | 8,945,000 | 11,885,000 |
| Interest expense | 1,110,000 | 2,224,000 | 3,302,000 | 4,181,000 |
| Net interest income | 1,848,000 | 3,709,000 | 5,643,000 | 7,704,000 |
| Noninterest income | 466,000 | 944,000 | 1,422,000 | 1,880,000 |
| Noninterest expense | 1,482,000 | 2,990,000 | 4,553,000 | 6,115,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 121,000 |
| Pretax income | 802,000 | 1,603,000 | 2,422,000 | 3,348,000 |
| Income tax | 136,000 | 285,000 | 444,000 | 646,000 |
| Net income | 666,000 | 1,318,000 | 1,978,000 | 2,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,548,000 | 14,199,000 | 14,859,000 | 15,343,000 |
| Total capital | 14,649,000 | 15,332,000 | 15,946,000 | 16,448,000 |
| Risk-weighted assets | 99,524,000 | 100,925,000 | 101,019,000 | 104,670,000 |