Call reports 2015
NORTHAMPTON CO-OPERATIVE BANK — 2015
What NORTHAMPTON CO-OPERATIVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 164,112,000 |
| Total loans | 93,031,000 |
| Allowance for loan losses | 480,000 |
| Securities available for sale | 47,752,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 131,817,000 |
| Interest-bearing deposits | 112,018,000 |
| Noninterest-bearing deposits | 19,799,000 |
| Equity capital | 23,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 1,099,000 |
| Interest expense | 112,000 |
| Net interest income | 987,000 |
| Noninterest income | 167,000 |
| Noninterest expense | 1,453,000 |
| Provision for loan losses | 0 |
| Pretax income | -299,000 |
| Income tax | -101,000 |
| Net income | -198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 22,758,000 |
| Total capital | 23,238,000 |
| Risk-weighted assets | 88,580,000 |