Call report 2004Q4
NORTHAMPTON CO-OPERATIVE BANK — 2004Q4
The 22 measures NORTHAMPTON CO-OPERATIVE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,055,000 | USD | evidence → |
| Total loans | 69,677,000 | USD | evidence → |
| Allowance for loan losses | 795,000 | USD | evidence → |
| Securities available for sale | 7,379,000 | USD | evidence → |
| Securities held to maturity | 55,313,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,661,000 | USD | evidence → |
| Interest-bearing deposits | 115,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,386,000 | USD | evidence → |
| Equity capital | 18,417,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,030,000 | USD | evidence → |
| Interest expense | 1,834,000 | USD | evidence → |
| Net interest income | 4,196,000 | USD | evidence → |
| Noninterest income | 534,000 | USD | evidence → |
| Noninterest expense | 3,225,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,638,000 | USD | evidence → |
| Income tax | 436,000 | USD | evidence → |
| Net income | 1,202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,305,000 | USD | evidence → |
| Total capital | 19,138,000 | USD | evidence → |
| Risk-weighted assets | 77,370,000 | USD | evidence → |