Call reports 2005
AMERICAN BANK — 2005
What AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 74,793,000 | 74,261,000 |
| Total loans | 65,908,000 | 64,157,000 |
| Allowance for loan losses | 672,000 | 672,000 |
| Securities available for sale | 6,810,000 | 6,796,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 65,547,000 | 61,769,000 |
| Interest-bearing deposits | 59,984,000 | 55,560,000 |
| Noninterest-bearing deposits | 5,563,000 | 6,209,000 |
| Equity capital | 8,281,000 | 8,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 1,069,000 | 2,194,000 |
| Interest expense | 347,000 | 720,000 |
| Net interest income | 722,000 | 1,474,000 |
| Noninterest income | 201,000 | 372,000 |
| Noninterest expense | 514,000 | 1,042,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 409,000 | 804,000 |
| Income tax | 0 | 0 |
| Net income | 409,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 8,391,000 | 8,364,000 |
| Total capital | 9,063,000 | 9,036,000 |
| Risk-weighted assets | 69,142,000 | 70,028,000 |