Call reports 2002
AMERICAN BANK — 2002
What AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,525,000 | 68,931,000 | 73,996,000 | 78,160,000 |
| Total loans | 52,471,000 | 57,468,000 | 61,107,000 | 60,966,000 |
| Allowance for loan losses | 681,000 | 680,000 | 672,000 | 670,000 |
| Securities available for sale | 10,168,000 | 9,627,000 | 8,627,000 | 8,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,980,000 | 58,839,000 | 63,949,000 | 69,503,000 |
| Interest-bearing deposits | 53,307,000 | 50,823,000 | 56,615,000 | 62,009,000 |
| Noninterest-bearing deposits | 7,673,000 | 8,016,000 | 7,334,000 | 7,494,000 |
| Equity capital | 6,557,000 | 6,871,000 | 7,078,000 | 6,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,204,000 | 3,365,000 | 4,495,000 |
| Interest expense | 437,000 | 821,000 | 1,186,000 | 1,547,000 |
| Net interest income | 681,000 | 1,383,000 | 2,179,000 | 2,948,000 |
| Noninterest income | 116,000 | 210,000 | 304,000 | 571,000 |
| Noninterest expense | 525,000 | 1,043,000 | 1,555,000 | 2,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 272,000 | 550,000 | 928,000 | 1,390,000 |
| Income tax | 94,000 | 185,000 | 319,000 | 492,000 |
| Net income | 178,000 | 365,000 | 609,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,529,000 | 6,771,000 | 6,960,000 | 6,649,000 |
| Total capital | 7,208,000 | 7,451,000 | 7,632,000 | 7,319,000 |
| Risk-weighted assets | 54,296,000 | 58,659,000 | 61,270,000 | 61,906,000 |