Call reports 2001
AMERICAN BANK — 2001
What AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,565,000 | 69,530,000 | 69,625,000 | 78,145,000 |
| Total loans | 56,563,000 | 54,809,000 | 55,185,000 | 54,200,000 |
| Allowance for loan losses | 680,000 | 680,000 | 681,000 | 681,000 |
| Securities available for sale | 8,735,000 | 8,404,000 | 7,943,000 | 9,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,155,000 | 60,967,000 | 60,629,000 | 69,748,000 |
| Interest-bearing deposits | 53,556,000 | 53,249,000 | 53,227,000 | 60,074,000 |
| Noninterest-bearing deposits | 8,599,000 | 7,718,000 | 7,402,000 | 9,674,000 |
| Equity capital | 6,411,000 | 6,603,000 | 6,911,000 | 6,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,786,000 | 4,141,000 | 5,311,000 |
| Interest expense | 726,000 | 1,387,000 | 1,993,000 | 2,512,000 |
| Net interest income | 682,000 | 1,399,000 | 2,148,000 | 2,799,000 |
| Noninterest income | 116,000 | 218,000 | 338,000 | 443,000 |
| Noninterest expense | 509,000 | 1,033,000 | 1,546,000 | 2,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 289,000 | 584,000 | 941,000 | 1,171,000 |
| Income tax | 103,000 | 208,000 | 323,000 | 400,000 |
| Net income | 186,000 | 376,000 | 618,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,366,000 | 6,556,000 | 6,798,000 | 6,351,000 |
| Total capital | 7,046,000 | 7,236,000 | 7,479,000 | 7,032,000 |
| Risk-weighted assets | 56,901,000 | 56,523,000 | 57,458,000 | 59,008,000 |