Call reports 2022
FIRST LIBERTY BANK — 2022
What FIRST LIBERTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 553,160,000 | 537,566,000 | 549,407,000 | 572,061,000 |
| Total loans | 414,821,000 | 429,794,000 | 452,301,000 | 463,393,000 |
| Allowance for loan losses | 6,370,000 | 7,005,000 | 7,030,000 | 7,130,000 |
| Securities available for sale | 35,895,000 | 37,602,000 | 35,833,000 | 40,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,868,000 | 468,600,000 | 444,684,000 | 500,708,000 |
| Interest-bearing deposits | 346,778,000 | 323,915,000 | 294,722,000 | 362,954,000 |
| Noninterest-bearing deposits | 136,090,000 | 144,685,000 | 149,962,000 | 137,754,000 |
| Equity capital | 58,544,000 | 58,729,000 | 58,988,000 | 59,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,096,000 | 10,661,000 | 17,080,000 | 24,541,000 |
| Interest expense | 520,000 | 981,000 | 1,793,000 | 3,752,000 |
| Net interest income | 4,576,000 | 9,680,000 | 15,287,000 | 20,789,000 |
| Noninterest income | 889,000 | 2,076,000 | 2,593,000 | 3,066,000 |
| Noninterest expense | 3,756,000 | 7,228,000 | 11,076,000 | 14,958,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 125,000 |
| Pretax income | 1,684,000 | 4,503,000 | 6,779,000 | 8,772,000 |
| Income tax | 424,000 | 1,102,000 | 1,679,000 | 2,229,000 |
| Net income | 1,260,000 | 3,401,000 | 5,100,000 | 6,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,762,000 | 60,504,000 | 61,803,000 | 61,928,000 |
| Total capital | 64,552,000 | 66,590,000 | 68,271,000 | 68,565,000 |
| Risk-weighted assets | 462,530,000 | 485,848,000 | 516,809,000 | 530,387,000 |
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