Call reports 2021
FIRST LIBERTY BANK — 2021
What FIRST LIBERTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 534,716,000 | 539,453,000 | 540,145,000 | 550,388,000 |
| Total loans | 439,863,000 | 431,889,000 | 439,147,000 | 432,690,000 |
| Allowance for loan losses | 5,997,000 | 6,022,000 | 6,285,000 | 6,340,000 |
| Securities available for sale | 16,579,000 | 28,897,000 | 28,641,000 | 31,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,210,000 | 470,827,000 | 470,392,000 | 478,542,000 |
| Interest-bearing deposits | 340,867,000 | 331,637,000 | 325,302,000 | 336,492,000 |
| Noninterest-bearing deposits | 120,343,000 | 139,190,000 | 145,090,000 | 142,050,000 |
| Equity capital | 47,984,000 | 57,537,000 | 58,187,000 | 59,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,128,000 | 11,908,000 | 17,334,000 | 22,580,000 |
| Interest expense | 872,000 | 1,673,000 | 2,324,000 | 2,899,000 |
| Net interest income | 5,256,000 | 10,235,000 | 15,010,000 | 19,681,000 |
| Noninterest income | 1,204,000 | 2,259,000 | 3,271,000 | 4,384,000 |
| Noninterest expense | 3,970,000 | 7,586,000 | 11,393,000 | 15,054,000 |
| Provision for loan losses | 275,000 | 425,000 | 675,000 | 750,000 |
| Pretax income | 2,215,000 | 4,483,000 | 6,213,000 | 8,261,000 |
| Income tax | 598,000 | 1,171,000 | 1,616,000 | 2,228,000 |
| Net income | 1,617,000 | 3,312,000 | 4,597,000 | 6,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,445,000 | 56,855,000 | 57,459,000 | 58,515,000 |
| Total capital | 52,868,000 | 62,351,000 | 63,111,000 | 64,352,000 |
| Risk-weighted assets | 433,177,000 | 439,076,000 | 451,465,000 | 466,369,000 |