Call reports 2017
FIRST LIBERTY BANK — 2017
What FIRST LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 323,758,000 | 329,633,000 | 338,171,000 | 376,637,000 |
| Total loans | 260,705,000 | 278,036,000 | 286,509,000 | 300,737,000 |
| Allowance for loan losses | 4,060,000 | 4,060,000 | 4,150,000 | 4,220,000 |
| Securities available for sale | 27,769,000 | 28,040,000 | 10,025,000 | 10,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,821,000 | 287,290,000 | 304,801,000 | 342,054,000 |
| Interest-bearing deposits | 230,865,000 | 226,107,000 | 238,961,000 | 252,616,000 |
| Noninterest-bearing deposits | 60,956,000 | 61,183,000 | 65,840,000 | 89,438,000 |
| Equity capital | 30,819,000 | 31,578,000 | 32,056,000 | 32,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,205,000 | 11,209,000 | 15,392,000 |
| Interest expense | 506,000 | 1,026,000 | 1,658,000 | 2,402,000 |
| Net interest income | 3,065,000 | 6,179,000 | 9,551,000 | 12,990,000 |
| Noninterest income | 1,331,000 | 2,355,000 | 3,625,000 | 4,099,000 |
| Noninterest expense | 3,363,000 | 6,879,000 | 10,413,000 | 13,748,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 160,000 |
| Pretax income | 1,033,000 | 1,655,000 | 2,651,000 | 3,159,000 |
| Income tax | 417,000 | 574,000 | 917,000 | 1,667,000 |
| Net income | 616,000 | 1,081,000 | 1,734,000 | 1,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,133,000 | 31,454,000 | 31,961,000 | 31,960,000 |
| Total capital | 35,234,000 | 35,449,000 | 36,130,000 | 36,283,000 |
| Risk-weighted assets | 328,022,000 | 319,463,000 | 333,452,000 | 345,925,000 |