Call reports 2002
FIRST LIBERTY BANK — 2002
What FIRST LIBERTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,450,000 | 20,798,000 | 21,262,000 | 26,155,000 |
| Total loans | 4,752,000 | 4,616,000 | 4,025,000 | 4,910,000 |
| Allowance for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Securities available for sale | 12,432,000 | 12,955,000 | 13,158,000 | 18,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,060,000 | 15,074,000 | 15,406,000 | 15,533,000 |
| Interest-bearing deposits | 12,037,000 | 12,096,000 | 12,388,000 | 12,074,000 |
| Noninterest-bearing deposits | 3,023,000 | 2,978,000 | 3,018,000 | 3,459,000 |
| Equity capital | 5,333,000 | 5,678,000 | 5,812,000 | 5,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 587,000 | 877,000 | 1,179,000 |
| Interest expense | 55,000 | 105,000 | 149,000 | 212,000 |
| Net interest income | 237,000 | 482,000 | 728,000 | 967,000 |
| Noninterest income | 27,000 | 55,000 | 89,000 | 120,000 |
| Noninterest expense | 105,000 | 207,000 | 322,000 | 445,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 330,000 | 495,000 | 642,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 330,000 | 495,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,193,000 | 5,362,000 | 5,403,000 | 5,250,000 |
| Total capital | 5,306,000 | 5,483,000 | 5,514,000 | 5,396,000 |
| Risk-weighted assets | 9,048,000 | 9,637,000 | 8,697,000 | 11,689,000 |