Call reports 2001
FIRST LIBERTY BANK — 2001
What FIRST LIBERTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,678,000 | 20,332,000 | 20,678,000 | 19,879,000 |
| Total loans | 5,633,000 | 5,555,000 | 4,471,000 | 5,010,000 |
| Allowance for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Securities available for sale | 10,216,000 | 11,496,000 | 12,326,000 | 12,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,261,000 | 14,700,000 | 14,757,000 | 14,536,000 |
| Interest-bearing deposits | 8,162,000 | 11,808,000 | 11,581,000 | 11,663,000 |
| Noninterest-bearing deposits | 6,099,000 | 2,892,000 | 3,176,000 | 2,873,000 |
| Equity capital | 5,336,000 | 5,457,000 | 5,851,000 | 5,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 680,000 | 1,023,000 | 1,339,000 |
| Interest expense | 111,000 | 218,000 | 310,000 | 381,000 |
| Net interest income | 246,000 | 462,000 | 713,000 | 958,000 |
| Noninterest income | 28,000 | 71,000 | 86,000 | 117,000 |
| Noninterest expense | 107,000 | 210,000 | 315,000 | 455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 323,000 | 484,000 | 620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 323,000 | 484,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,336,000 | 5,315,000 | 5,478,000 | 5,033,000 |
| Total capital | 5,458,000 | 5,445,000 | 5,597,000 | 5,148,000 |
| Risk-weighted assets | 9,428,000 | 10,329,000 | 9,485,000 | 9,168,000 |